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Payment Options For Online Casinos In Ghana

Ghanaian online casinos typically accept many different payment methods. These can include debit and credit cards, as well as e-wallets, prepaid cards, bank transfers, and even cryptocurrencies. The more payment methods a casino accepts, the better because it’s always good for the players to have plenty of options to choose from. Whatever type of payment method you’re currently using, you should find lots of online casinos in Ghana where it can be used.

On this page, we’ll go over the most popular payment methods and show you what their differences are. But first, we’ll have a quick look at the history of Ghana’s online payment methods. 

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History of Online Payment Methods

It wasn’t until the late 90s that the world’s very first real money online casino was launched. In the early years of the online gambling industry, casinos were much more basic than the ones we have today, offering just a few games and not much else. 

Over the next few years, more casinos were launched and better games came out. As the internet grew and technology became more advanced, so did online banking. More and more payment methods developed in digital versions and some new ones were created especially for the use of the internet. 

In the early days of online casinos, the only payment options available were things like bank transfers and bank cards. As the industry evolved, and more internet-friendly payment methods were launched, the number of ways to fund casino accounts grew and grew. Online casinos partner with lots of payment service providers so that players have enough payment method options to choose from. 

As for mobile casinos, which first started launching in the mid-2000s, typically accept a good number of payment methods too. Some of them are developed for mobile users in mind. Things like phone bill deposits and Apple Pay have been launched to cater to the ever-growing mobile payments market. Mobile users can therefore sometimes have a few extra payment options that aren’t available at desktop sites.

Payment Methods

Payment Options Available in Ghana Today

Online casinos that operate in Ghana are able to accept plenty of payment methods. You’ll find that at most casinos, there are quite a few options available to choose from. The typical site accepts at least five or so; many of them have ten or more options listed. Here are some of the many different types of payment methods you can use at Ghanaian online casinos:

  • Debit and credit cards. Debit cards only let you spend the money you currently have. Credit cards, on the other hand, let you borrow money and pay it back later (a lot of the time you pay it back with interest).
  • E-wallets. These are digital wallets that let you store money, receive payments from others, and make payments to others.
  • Bank transfers. If you use a bank transfer, a direct transfer is being made from your own bank account to the casinos. Transactions made with this particular payment method can take longer than those made with other payment methods.
  • Cryptocurrencies. These are completely digital currencies that are designed to give users more transparency and anonymity. They’re very secure but can be highly volatile in their value.
  • Mobile deposits. Top up your casino account using your mobile phone account. This is an ideal option for when you’re out and about.
  • Prepaid cards. A prepaid card comes with a set amount of money and a code of some kind. Enter the code and the money is added to your account.
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The Most Popular Debit/Credit Cards

All online casinos in Ghana accept debit and credit cards. At every site, you should be able to use at least one type of bank card to fund your casino account. Visa, Mastercard, and American Express are some of the most common types of bank cards you can use at Ghanaian online casinos to play different casino games

Ideally, you should stick to using debit cards only. The reason for that is that credit cards can contribute to gambling problems since they let you use the money you don’t actually have. What some players do is that they use credit cards and then find themselves struggling to pay back the money they’ve borrowed. It’s best to avoid this and just gamble with the money you have in your bank account.


PayPal, Neteller, and Skrill are the three of the biggest e-wallets around right now. E-wallets are the preferred payment option for many online casino players because of the fast transaction speeds they offer. Deposits are instant and withdrawals are very fast too. When it comes to making e-wallet withdrawals, once the casino has processed your request you should get your money on the same day, or even in just a few hours. 

Even though e-wallets are a convenient option, one thing to point out is that some casinos don’t let you claim bonuses if you’re using an e-wallet. If you’re signing up to an online casino and want the bonus for new players – and you’re using an e-wallet to make your first deposit – make sure your deposit qualifies for the bonus. 

Ghana Payment Methods

Online Bank Transfers

Online bank transfers are reliable and secure, though their only disadvantage is that they can be slower than other payment systems. Withdrawals can take several working days or longer to reach you and deposits can take a short while to be processed and get added to your casino account. 

Payment Methods That Don’t Require The Internet

What some players do is fund their online casino accounts using payment methods that don’t involve going online. An option many choose is eCheck. In this case, you visit your bank and request to have an eCheck (basically a digital version of a check) sent to your casino account. You have to supply the bank with the necessary details, of course. 

Other similar options include bank wires and Western Union. With bank wires, you can easily have your money transferred from your bank to your casino account; all you need is your bank account number and sort code, as well as the casino’s details. As for Western Union, you have to visit a branch and arrange a transfer to your casino account. Once the tracking number is provided, you have to keep a hold of this, so you can prove to the casino that the payment is yours and is genuine.

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All the payment methods listed above use traditional currencies such as the Canadian dollar, the euro, and the pound sterling. Cryptocurrencies are a separate type of currency that’s entirely digital. The very first cryptocurrency, Bitcoin, was released for public use in 2009. Nowadays, there are several thousand of them, but Bitcoin remains the most popular. 

Many online gamblers prefer to use cryptocurrencies over fiat currencies because of the anonymity and privacy they offer. A growing number of online casinos that accept fiat currencies also let you use a handful of the most popular cryptocurrencies. There are even some sites where only cryptocurrencies can be used. 

Mobile Payments Methods

While payment methods that can be used on desktop sites can also be used on mobile devices, there are some payment methods specially designed to be used on phones. Payforit and Boku are two examples. With these, you fund your casino account using your balance; alternatively, the money is taken from your next phone bill. When you make phone deposits, the transaction is usually confirmed through an automated call or a text message.

Another option worth mentioning is Zimpler. With this, you enter the amount of money you’d like to deposit and provide your phone number. You also get to choose where the money is taken from: you can choose between your debit or credit card, or your own Zimpler account. For the deposit to go ahead, you’ll be sent a four-digit deposit code that you’ll have to enter. This helps to make your deposits more secure.

How to Choose the Right Payment Method for You

If you want to sign up to an online casino, and it accepts a payment method you’re already using, great! You can use this payment method to fund your account without any problems. Bear in mind, though, that some options can be used for deposits only. If your chosen option can’t be used for deposits, you’ll still be able to make withdrawals; you’ll just have to use another option, such as a bank transfer. 

You may come across with a casino that you like but doesn’t accept any payment methods you’re currently using. In this case, you have two options: you can either sign up elsewhere or start using one of the payment methods that the casino accepts. 

If you decide to start using a new payment method, you should go for one that suits you and is reliable. Do some research to see what the pros and cons of different options are, and be sure to read some user reviews to see what people who have used these payment methods have to say about them. 

When deciding on one to use, you should bear in mind the deposit and withdrawal limits. At many casinos, the minimum deposit and minimum withdrawal amounts are usually the same for all payment methods, but the maximum amounts can vary quite a lot. If you’re a budget player, this shouldn’t affect you too much. If you’re intending to spend large sums of money, you should go for a payment method with high deposit and withdrawal limits.

Best Payment Methods


Most online casinos in Ghana make gambling for real money easy and convenient by accepting plenty of popular payment methods. The typical site lets players choose from many different options to fund their accounts and cash out their winnings. You can use lots of the best-known and most reliable payment methods at Ghana’s top online casinos. 

The companies that develop and run payment methods are trustworthy and secure. When you use an established option to fund your casino account and withdraw winnings, your money is in safe hands. Use one of the options we’ve listed and enjoy playing with real money at Ghanaian online casinos


At some online casinos, there may be fees for making deposits and/or withdrawals using certain payment methods. But most casinos don’t have any extra charges for transactions, thankfully.

The amount of time depends on two factors: the casino’s processing time and the payment method you’re using. A casino’s processing time can range from less than a day to two or three working days. Once processed, if it’s an e-wallet or cryptocurrency you’re using, your money should reach you on the same day. For other options, you may have to wait several working days or longer.

When you use a casino bonus and win, the winnings aren’t usually given to you as cash; they’re given as bonus money instead. Once you’ve satisfied the bonus’ wagering requirements, the bonus money will be converted into cash.

At most online casinos, the number of withdrawal options is slightly smaller than the number of deposit options. However, casinos should offer at least a few different ways of cashing out.

Yes, most online casinos, accept debit and credit cards, since transaction time is fast and also very secure. you would be able to deposit and withdraw with this popular payment method. 

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